{"id":407,"date":"2021-09-22T15:49:40","date_gmt":"2021-09-22T15:49:40","guid":{"rendered":"https:\/\/www.janiceklaw.com\/blog\/what-can-you-do-if-the-at-fault-driver-doesnt-have-insurance\/"},"modified":"2023-09-14T19:47:18","modified_gmt":"2023-09-14T19:47:18","slug":"que-puedes-hacer-si-el-conductor-culpable-no-tiene-seguro","status":"publish","type":"post","link":"https:\/\/www.janiceklaw.com\/es\/blog\/what-can-you-do-if-the-at-fault-driver-doesnt-have-insurance\/","title":{"rendered":"\u00bfQu\u00e9 puede hacer si el conductor culpable no tiene seguro?"},"content":{"rendered":"

En Texas, como en la mayor\u00eda de los dem\u00e1s estados, el seguro basado en responsabilidad civil lo protege en el camino. Su p\u00f3liza ayuda a garantizar que nadie lo demande por lesiones o da\u00f1os a la propiedad que usted cause.<\/p>\n

Cuando un conductor provoca un accidente automovilistico,<\/a> su seguro pagar\u00e1 las p\u00e9rdidas por da\u00f1os a la propiedad o las lesiones que sufran otras personas. De esa manera, los conductores que no contribuyen en los choques no necesariamente tienen que preocuparse por el aumento de las tarifas del seguro o los gastos personales relacionados con un choque que en realidad no causaron.<\/p>\n

Sin embargo, existe una deficiencia obvia con el seguro de autom\u00f3vil basado en responsabilidad civil para colisiones de veh\u00edculos de motor. Usted depende de la cobertura del otro conductor si se lesiona en un accidente importante. \u00bfQu\u00e9 sucede cuando la persona que provoca un accidente no tiene ning\u00fan tipo de seguro?<\/p>\n

Los conductores sin seguro ponen a otros en riesgo en las carreteras de Texas<\/strong><\/h2>\n

Las personas sin seguro pueden pensar que sus acciones no tienen v\u00edctimas, pero eso solo es cierto mientras no provoquen un accidente. Tan pronto como alguien que deja caducar su p\u00f3liza de seguro lastima a otra persona o da\u00f1a su propiedad, su incumplimiento de los requisitos del seguro se convierte en un problema grave.<\/p>\n

Es posible que la otra parte afectada por el accidente tenga que presentar un reclamo contra su propio seguro o pagar de su bolsillo los gastos por da\u00f1os a la propiedad y la p\u00e9rdida de salarios. Afortunadamente, Texas tiene una tasa relativamente alta de conductores asegurados.<\/p>\n

Ocupa el puesto 40 en la naci\u00f3n para conductores sin seguro, lo que lo convierte en uno de los estados con el mayor grado de cumplimiento de los requisitos de seguro de autom\u00f3vil. Sin embargo, todav\u00eda quedan aproximadamente 8.3% de conductores de Texas<\/a> que no tienen una p\u00f3liza de seguro activa que los proteja a ellos o a su veh\u00edculo.<\/p>\n

No tener seguro abre a alguien a un reclamo de responsabilidad<\/strong><\/h2>\n

Una p\u00f3liza de seguro de veh\u00edculos motorizados protege de responsabilidad a la persona que paga la prima. Sin ese seguro, corren el riesgo de que alguien los lleve a un tribunal civil.<\/p>\n

Usted puede presentar potencialmente un reclamo por lesiones personales<\/a> contra un conductor sin seguro que choca su veh\u00edculo o lo deja con una lesi\u00f3n grave. Los tribunales podr\u00edan fallar a su favor, otorg\u00e1ndole una indemnizaci\u00f3n por la p\u00e9rdida de salarios, da\u00f1os no cubiertos al veh\u00edculo y otros gastos, como facturas m\u00e9dicas.<\/p>\n

Aprender m\u00e1s sobre sus derechos despu\u00e9s un accidente automovil\u00edstico<\/a> puede ayudarle a tomar las medidas adecuadas para protegerse.<\/p>","protected":false},"excerpt":{"rendered":"

In Texas, like in most other states, liability-based insurance protects you on the road. Your policy helps ensure that someone won\u2019t sue you for any injuries or property damage that you cause. When a driver causes a car accident, their insurance will pay for any property damage losses or injuries that other people suffer. That […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-407","post","type-post","status-publish","format-standard","hentry","category-car-accidents"],"yoast_head":"\nWhat can you do if the at-fault driver doesn’t have insurance? | Janicek Law<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.janiceklaw.com\/es\/blog\/que-puedes-hacer-si-el-conductor-culpable-no-tiene-seguro\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What can you do if the at-fault driver doesn’t have insurance? | Janicek Law\" \/>\n<meta property=\"og:description\" content=\"In Texas, like in most other states, liability-based insurance protects you on the road. Your policy helps ensure that someone won\u2019t sue you for any injuries or property damage that you cause. When a driver causes a car accident, their insurance will pay for any property damage losses or injuries that other people suffer. 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